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Reconciliation

made simple

reconciliation CAPABILITIES

Workflow complexities, made simple

Advanced machine learning

Gresham’s comprehensive array of reconciliation solutions deliver market leading match rates, leverage intelligent automation to streamline workflows and provide end-to-end visibility across your financial reporting environment.

Data you can trust

Trusted by the world's leading financial institutions to process trillions of transactions per day, Gresham solutions are leading the way in data automation. Designed from the ground up to load, validate and match data of any complexity.

Technology built by experts

With over three decades of experience we have built industry leading products, customisable to your specific business requirements. No matter what part of your reconciliation process you are looking to improve, we have the solution for you. 

key benefits

Take control of your reconciliation workflows

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    Real-time reconciliations

    Boost reconciliation efficiency and accuracy while increasing transparency across post-trade workflows.

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    Buy-side specialisation

    Asset managers, hedge funds and administrators rely on Gresham to mitigate risk, maximise efficiency, and revenue

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    Sell-side simplicity & scale

    Tier one universal banks and broker-dealers use Gresham to control the risks inherent to their complex, high-volume transactions.

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    Operational efficiency

    Break free from outdated systems and processes, eliminate workflow gaps and complicated manual spreadsheets

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    Cutting-edge engineering

    Machine learning delivers smarter insights for intelligent matching and managed services, freeing up time for value-added tasks.

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    Delivery & service flexibility

    Whether its cloud-hosted, on-premises, or hybrid - optimise your workflows for peak efficiency and control 24/7.

Reconciliations, made simple

Related products and services

Our industry-tailored technology and experienced team are ready to address your unique financial service needs.
Discover our comprehensive reconciliation solutions and expert support options today.

Control Cloud Regulatory
Control Cloud Investment Management
Control Cloud Intersystems
Control Cloud Cash
Control Cloud Fee Billing
Control Cloud Securities

Reconciliation solutions

Reconciliation use cases

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    ABOR to IBOR
    Compare multiple data sets in one view, allowing for seamless, large-scale data comparisons.
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    Payments
    Enable complete, enterprise-wide visibility on the status of payments and cash positions.
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    Cash + stock
    Verify your stock records to ensure accuracy and consistency in transactions and holdings.
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    Bank account reconciliation
    Identify discrepancies in all transactions so they reflect your accounting records.
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    Build vs. buy

    This crucial decision helps financial organisations balance the costs, capabilities, and long-term needs of their business.

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    Crypto + digital assets

    Unlock the future of finance with seamless solutions for managing and trading digital assets.

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    Custody + clearing

    Enhance security and efficiency with cutting-edge custody and clearing solutions for modern markets.

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    Derivatives

    Navigate the complexities of derivatives with streamlined tools that maximize control and minimize risk.

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    Nostro + depot

    Optimize liquidity and ensure precision with advanced solutions for Nostro and Depot account management.

Frequently asked questions

To deliver a comprehensive educational planning environment where business leaders at every stage of their development can learn new skills, develop a growth mindset and create a powerful success.

What is reconciliation software?

Reconciliation software automates the comparison of financial data across different systems to identify discrepancies and exceptions. It eliminates the need for manual, spreadsheet-based reconciliation that traditionally consumed significant back-office time.

The software pulls data from trading systems, banks, custodians, and other sources, then applies business rules to match transactions and flag misalignments. Advanced platforms can handle real-time data feeds from unlimited sources, process millions of records daily, and use intelligent matching algorithms that work even with poor data quality.

Core functionality includes automatically gathering data, matching transactions using algorithms, and managing exception workflows. Modern platforms also learn from user decisions to improve accuracy over time while reducing false alarms.

For financial firms, reconciliation software is essential for risk management and regulatory compliance, ensuring that positions and obligations accurately reflect reality across all counterparties and systems.

What are the key benefits of automated reconciliation?

Cost and time savings: Automated reconciliation eliminates manual spreadsheet work and can reduce reconciliation times by over 50%, turning week-long processes into tasks completed in hours or days.

Higher accuracy: Automated systems apply consistent logic across millions of transactions, eliminating human errors and inconsistencies from manual processing.

Real-time monitoring: Issues are flagged immediately rather than discovered days later through batch processing, enabling faster resolution of potential problems.

Improved compliance: Built-in audit trails and automated reporting make regulatory examinations easier by automatically documenting all reconciliation activities.

Better risk management: Real-time visibility allows teams to identify and fix potential settlement failures before they impact the business.

Scalability: Automated platforms handle dramatic increases in transaction volume without proportional cost increases, enabling faster innovation and new product launches without waiting for control processes to catch up.

Types of reconciliation automation that Gresham does.

Gresham specialises in real-time reconciliation software designed to handle complex scenarios across all asset types. Our solutions support both buy-side and sell-side firms. 

Bank reconciliation: Matches internal cash positions against bank statements and nostro accounts using multi-algorithm approaches that deliver up to 35% higher match rates than traditional methods.

Account reconciliation: Manages securities positions and complex derivatives exposures, supporting investment managers from straightforward position matching to sophisticated multi-custodian reconciliations.

Transaction matching: Compares trade details across counterparties and internal systems through N-way reconciliation that can integrate unlimited data sources in any format within a single interface.

Control Cloud: Centralizes investment management workflows by integrating positions, transactions, cash, collateral, and reporting in a unified platform that eliminates departmental silos.

Regulatory reconciliation: Ensures internal records align precisely with reports submitted to regulators and trade repositories.

What are the biggest challenges in data reconciliation?

Data quality issues cause major headaches for reconciliation teams. Common problems include incomplete records arriving from different systems, timing differences causing transactions to appear on mismatched dates, and formatting inconsistencies that block automated matching.

Volume and complexity create major scalability problems. Approaches that work fine for hundreds of daily transactions fall apart when volumes hit hundreds of thousands. New asset classes and trading venues multiply the complexity beyond what manual processes can handle.

Most firms run trading platforms, settlement systems, custody platforms and risk tools that don't talk to each other effectively. Each system maintains its own version of the truth, forcing reconciliation teams to manually bridge the gaps.

Real-time requirements have become essential, especially with T+1 settlement cycles. Traditional overnight batch processing can't accommodate compressed timeframes where problems need to be identified and fixed within hours.

Regulatory complexity adds another layer of difficulty. Firms must reconcile not just their internal positions but also what they've reported to various regulatory authorities across different jurisdictions with different formats and timing requirements.

What is an example of data reconciliation?

A typical scenario involves reconciling securities positions between an investment firm's portfolio management system and their prime broker's records. The internal system shows 50,000 shares of Apple, while the prime broker shows 49,950 shares.

The reconciliation team investigates and finds a 100-share trade executed late in the day appears differently across the two systems. The internal system shows it as settled, while the prime broker shows it as pending. They also discover a 50-share dividend payment appears in the internal system but hasn't been reflected in the prime broker's records yet.

Further investigation reveals timing differences in how the systems handle corporate actions. The internal system applied the stock dividend immediately, while the prime broker waits for physical receipt of the shares. This explains part of the discrepancy, but the late-day trade represents genuine settlement risk requiring immediate attention.

The resolution process involves coordinating with multiple parties: confirming settlement status with the executing broker, verifying corporate action entitlements and establishing agreed-upon pricing sources. A manual investigation process shows why automated reconciliation has become so important for managing complex portfolios.

In what ways can reconciliation software improve operational efficiency?

Automated workflow orchestration: Transforms manual processes into streamlined operations that automatically route exceptions to the right teams, eliminating the need for analysts to manually check multiple systems and maintain spreadsheets.

Exception prioritization: Categorizes exceptions by risk, value, or regulatory impact, flagging high-priority issues immediately while routing routine ones through standard workflows.

Root cause analysis: High-quality reporting highlights recurring issues from counterparties or upstream systems, enabling teams to address problems at their source rather than repeatedly handling downstream effects.

Integration automation: Eliminates manual data movement by connecting directly to source systems and automatically updating downstream systems without human intervention.

Real-time processing: Surfaces issues immediately rather than waiting for overnight batch cycles, enabling proactive resolution before problems impact deadlines.

Machine learning improvements: Learns from user decisions over time to improve matching accuracy and reduce false exceptions, creating ongoing efficiency gains where accuracy increases while operational overhead decreases.

Free up time to focus on more important tasks
library-books

Gresham’s Control is easy for our business users to adopt and use. The application’s controls around signoffs, designating reconciliations to different staff, and data collection have made our process more efficient and seamless, and our team more self-sufficient.

Vice President of Operations  |  Investment Management Firm

Resolve matching problems and manage data exceptions
library-books

Our recent success and go-live with Gresham’s Control Cloud and the prompt yet comprehensive Proof-of-Concept (PoC) meant the decision to expand our use to include Connect Cloud was easy.

Head of Operations Payments  |  Cash and Securities Provider

Leverage richer data whilst staying compliant
library-books

Why should any payments firm build this in-house when there is a specialist like Gresham that focuses on it exclusively? Connect Cloud really takes the pain out of message formatting and simplifies the message transformation space.

Product Manager  |  Global FinTech Company

Unmatched efficiency across the entire operations function
library-books

The solution allows us to focus on more strategic work. We are now able to manage the exceptions rather than all the manual heavy lifting we were having to do before the switch. It meant that we were able to manage a broader estate of recs ourselves without involving IT and tech experts from the previous vendor.

Operations Lead  |  Global Asset Manager

Delivering transformation and return on investment
library-books
We have significantly improved transparency and governance around reconciliation design principles leveraging some of the state-of-the-art functionalities of Control Cloud. Given the complex nature of our architecture am proud that this is one of the very few project that was steered to the finish line achieving the return on investment made.

Project Lead  |  Global Investment Bank

Explore our customer success stories

Insights, made simple

Deep dive into an array of topics and opinions shared by our domain experts. Learn more from articles online or subscribe to our monthly newsletter on LinkedIn.

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