<img alt="" src="https://secure.agile-company-365.com/798703.png" style="display:none;">

Regulatory Reporting

made simple

Regulatory reporting capabilities

Legally binding rules, made simple

A future-proof solution

Gresham centralises and streamlines the regulatory reporting process, integrating all regulations and data sources into one unified hub. The flexible, future-ready framework guarantees that you have the intelligence, control, and transparency for your  bottom line.

A single source of truth

With Gresham's platform, financial institutions gain a single, centralised view into all regulatory obligations, required actions and compliance insights. Firms establish and sustain laser-focused control over compliance, protecting reputation and revenues.

Key benefits

Smarter data solutions for regulation

  • noun-file-5238426
    Consolidated multi-jurisdiction reporting

    Streamline efforts with unified reporting across MAS, EMIR, MiFID, FINRA CAT, TRACE and other regimes.

  • noun-platform-5635168
    Seamless venue connectivity

    Connect to reporting and trading venues without complex data transformation requirements or mapping outputs.

  • noun-search-analysis-5238365
    End-to-end transparency and control

    Centralise data, rules, integrations and enterprise-wide transparency to enhance quality control of reporting status.

  • noun-shared-server-5238442
    SWIFT integration

    Expand compliance coverage by onboarding new operational controls quickly, regardless of data format standardisation.

  • noun-business-data-5635140
    Real-time transaction matching at scale

    Identify issues immediately by matching high volumes of trades and transactions in real-time, at any scale.

  • noun-business-chart-5238372
    Advanced analytics

    Manage compliance exceptions, enhance data quality, and future-proof operations against new reporting challenges.

Data management, made simple

Related products and services

Our industry-tailored technology and experienced team are ready to address your unique financial service needs.
Discover our comprehensive regulatory reporting solutions and expert support options today.

Control Cloud Regulatory
Managed data services
Managed Regulatory Reporting
Pulse Data
Control Cloud Securities
Control Cloud Investment Management

regulatory reporting solutions

Regulatory reporting use cases

  • checkmark-gradient
    Trade Reporting
    A complete managed regulatory reporting service for multiple regulations and jurisdictions.
  • checkmark-gradient
    Transaction Reporting
    Instill unshakeable confidence in regulatory reporting and transactional data.
  • checkmark-gradient
    ESG Reporting
    Helping investors and stakeholders assess a firm's sustainability practices, risk management, and overall impact.
  • checkmark-gradient
    EMIR Refit
    An opportunity for firms to enhance their industry reputation and benefit from regulatory standardisation.
  • checkmark-gradient
    MiFID
    Improve market integrity with higher standards for trading practices, reporting, and governance.
Frequently asked questions

To deliver a comprehensive educational planning environment where business leaders at every stage of their development can learn new skills, develop a growth mindset and create a powerful success.

What is regulatory reporting?

Regulatory reporting is the process financial institutions use to collect and submit data about their business activities to government regulators. Think of it as mandatory homework that banks, investment firms and other financial companies must complete to prove they're following the rules and operating safely.

This isn't just about filling out forms once a year. Financial institutions continuously collect detailed information covering everything from trade activities to customer interactions. They format this data according to regulatory standards, which lets regulators monitor internal processes more closely. The aim is to identify potential problems early, preventing them from escalating into crises.

The process involves much more than simple data collection. Companies rely on advanced technology systems to accurately capture and validate information before reporting it under strict deadlines. Regulatory reporting has become increasingly intricate as financial markets have evolved, prompting many financial institutions to establish dedicated departments to handle it effectively.

What is regulatory reporting in banking?

Banking regulatory reporting addresses the unique systemic risks that banks pose to the financial system. Because banks hold deposits and provide essential lending services, regulators monitor them closely to prevent failures that could ripple through entire economies.

Key reporting areas include:

  • Capital ratios: Demonstrating sufficient reserves to absorb potential losses
  • Loan portfolio breakdowns: Detailed analysis of borrowers and credit risk exposure
  • Stress test results: Showing performance during potential economic downturns
  • Recovery plans: Explaining orderly wind-down procedures if the bank fails
  • Real-time funding data: Daily reporting on liquidity and funding sources for the largest institutions

Increased complexity: Requirements have expanded significantly since the 2008 financial crisis, with some major banks now submitting certain reports daily rather than monthly or quarterly.

International challenges: Global banks must comply with regulations in every operating jurisdiction, such as both U.S. Federal Reserve and European Central Bank standards, creating ongoing harmonization challenges while meeting local regulatory expectations.

What is regulatory reporting in finance?

Financial regulatory reporting encompasses the entire spectrum of financial services, with each sector facing tailored requirements based on their specific risks and market interactions.

Sector-specific reporting:

  • Asset managers: Investment strategies, portfolio compositions, and risk management approaches
  • Insurance companies: Policyholder data, claims management processes, and reserve adequacy assessments
  • Hedge funds: Trading strategies, leverage levels, and risk exposures
  • Payment processors and fintech: Transaction data and operational risk metrics

Technology adoption: The industry increasingly relies on artificial intelligence to identify reporting errors, automated systems for formatting and submission, and real-time monitoring for continuous compliance oversight.

Beyond financial metrics: Modern reporting addresses conduct and behavior, requiring firms to demonstrate fair customer treatment, conflict of interest management, and market manipulation prevention.

Evolving focus: Regulators now emphasize aligning financial markets with broader societal interests rather than focusing exclusively on institutional profits, reflecting a shift toward more comprehensive oversight of the financial system's impact.

Why is regulatory reporting required?

Regulatory reporting exists because financial markets are too important and too complex for regulators to monitor effectively without detailed inside information. It’s similar to monitoring the health of a patient: medical professionals need detailed, ongoing information about vital signs and symptoms to intervene early and prevent serious problems.

The fundamental purpose is preventing financial crises before they start. When regulators can see detailed data about how financial institutions are performing, they can identify emerging problems and intervene before those issues spread throughout the financial system. The 2008 financial crisis demonstrated what happens when regulators lack visibility into systemic risks building up across multiple institutions.

Market fairness is another key goal. Regulatory reporting makes sure everyone involved in the market gets accurate information, preventing price manipulation or fraud. Consumer protection is behind many reporting requirements, especially for institutions serving retail customers. At the same time, regulatory reporting helps central banks and government agencies make effective economic policy decisions by supplying essential data.

What is regulatory reporting in investment banking?

Investment banking regulatory reporting addresses the unique position these firms occupy at the centre of global capital markets. Investment banks underwrite securities offerings and provide advisory services on mergers and acquisitions. They also trade complex financial instruments and offer market-making services so financial markets function smoothly. Due to their central role, their reporting requirements are amongst the most comprehensive in finance.

These firms must provide granular details about their trading activities across all asset classes, from simple stock trades to complex derivative transactions. Regulators want to understand not just what investment banks are trading, but how those trades affect market liquidity, price discovery and overall market stability.

Investment banks also face specialised reporting requirements around their advisory businesses. When they help companies go public or arrange mergers, they are required to document potential conflicts of interest and demonstrate that their advice serves their clients' best interests rather than just generating fees for the bank. The global nature of investment banking creates additional complexity, as a single transaction might involve clients from multiple countries and require banks to navigate overlapping regulatory jurisdictions.

What are the different types of regulatory reporting?

Financial regulatory reporting covers various specialised areas, each targeting specific operational risks and practices in financial institutions. Transaction reporting provides regulators with detailed records of trades, ensuring transparent market activity and detection of manipulation. Position reporting gives regulators insight into institutions' market exposures, highlighting concentrations and vulnerabilities.

Risk reporting clarifies how institutions manage potential threats from lending, trading or operational processes. Capital adequacy reporting confirms that firms hold sufficient resources and can readily access capital during financial stress.

Additionally, conduct reporting evaluates how institutions engage with customers and handle market integrity, such as addressing customer complaints or anti-money laundering measures. Operational resilience reporting examines readiness for disruptions, especially in cybersecurity and business continuity, to reflect increased dependence on technology and outsourcing.

Free up time to focus on more important tasks
library-books

Gresham’s Control is easy for our business users to adopt and use. The application’s controls around signoffs, designating reconciliations to different staff, and data collection have made our process more efficient and seamless, and our team more self-sufficient.

Vice President of Operations  |  Investment Management Firm

Resolve matching problems and manage data exceptions
library-books

Our recent success and go-live with Gresham’s Control Cloud and the prompt yet comprehensive Proof-of-Concept (PoC) meant the decision to expand our use to include Connect Cloud was easy.

Head of Operations Payments  |  Cash and Securities Provider

Leverage richer data whilst staying compliant
library-books

Why should any payments firm build this in-house when there is a specialist like Gresham that focuses on it exclusively? Connect Cloud really takes the pain out of message formatting and simplifies the message transformation space.

Product Manager  |  Global FinTech Company

Unmatched efficiency across the entire operations function
library-books

The solution allows us to focus on more strategic work. We are now able to manage the exceptions rather than all the manual heavy lifting we were having to do before the switch. It meant that we were able to manage a broader estate of recs ourselves without involving IT and tech experts from the previous vendor.

Operations Lead  |  Global Asset Manager

Delivering transformation and return on investment
library-books
We have significantly improved transparency and governance around reconciliation design principles leveraging some of the state-of-the-art functionalities of Control Cloud. Given the complex nature of our architecture am proud that this is one of the very few project that was steered to the finish line achieving the return on investment made.

Project Lead  |  Global Investment Bank

Explore our customer success stories

Insights, made simple

Deep dive into an array of topics and opinions shared by our domain experts. Learn more from articles online or subscribe to our monthly newsletter on LinkedIn.

8 July 2025

Financial Data Automation: A CTO’s guide to 5 best prac...

30 May 2025

Challenges of migrating enterprise data management to t...

16 May 2025

Managed Data Models: Stop Reinventing the Wheel

23 April 2025

5 reasons why reconciliation is so crucial in shadow ac...

16 April 2025

How integrating data with reconciliation helps Investme...

9 April 2025

Living on the edge: Spreadsheets and data reconciliatio...

2 April 2025

N-way reconciliation: Deep Dive

26 March 2025

Complex products & high volume: Buy-side challenges